How to Save Money with a New Baby
Let’s be real for a second: diapers aren’t getting cheaper. Neither is formula, gear, or groceries. Add in new tariffs and rising costs on everyday items, and it’s enough to make any parent want to scream into a throw pillow.
So what’s a parent to do when budgets are tight, babies keep growing (and pooping), and the cost of living just keeps climbing?
Breathe. You’ve got options. And even if it feels like everything is more expensive right now, you can still make some smart, powerful choices that will ease the pressure and maybe even feel pretty empowering.
Here are 5 ways to actually save money while raising a baby (without sacrificing your values or joy). These tips come straight from the resource I put together for families like yours. Download the “5 Secrets to Saving Money with a New Baby” here.
1. Start with Your Why—Then Say No to the Rest
I know, I know… it’s not fun to start with a mindset shift when your wallet is already groaning. But this one truly matters.
Before you hit “buy now” on the latest viral baby gadget, ask yourself:
Why am I buying this?
Does this serve my family’s actual needs?
Am I doing this because I saw it on Instagram or because we’ll use and love it?
Your baby doesn’t need a matching stroller, car seat, bassinet, and diaper bag set to feel loved. And how much you spend? It says nothing about how good of a parent you are.
Instead of chasing the Joneses, get clear on your values. Then spend money in ways that support your version of family life.
2. Go Secondhand & Save Big
Some things need to be new (hello, crib mattresses). But most things? You can snag secondhand for a fraction of the price.
Things like:
Baby swings
Clothing (they outgrow it in 3 seconds anyway)
Toys and books
Baby carriers and bouncers
Sites like Rebelstork, Toycycle, Kidizen, ThredUp, Mercari, and Facebook Marketplace are goldmines for gently used gear. And don’t sleep on your local “Buy Nothing” groups—freebies galore.
💡 Did you know you can rent a breast pump instead of buying one? Yeah, that exists. Check your insurance coverage or local hospital resources.
3. Buy in Bulk (But Be Smart About It)
Costco, Sam’s Club, Amazon bulk buys can be a budget lifesaver… but only if you’re buying stuff you’ll actually use.
Here’s what typically pays off:
Diapers & wipes
Formula and baby food pouches
Toilet paper and paper towels
Cleaning supplies
Shampoo, baby wash, lotion
Before you bulk buy, check:
Do we have room to store it?
Will we really use it before it expires?
Are we buying this because it’s on sale… or because we need it?
Use tools like Flipp and the Basket app to compare prices and catch the best deals.
4. Get Out Without Spending a Dime
Yes, you can get out of the house without spending money at Target. (I know. Shocking.)
Try:
Storytime at the local library
Walks at your neighborhood park or community trails
Bookstores or boutiques with free kids’ events
Community centers with open play areas
Local Facebook or neighborhood groups that list events
You get fresh air, baby gets stimulation, and your wallet gets a break.
✨ When I look back, most of the mom friends I made have been from free events- places we went because they were gathering spots, not because it was anything impressive!
5. Use Coupons & Freebies—Yes, Seriously
I know it feels very “grandma with a coupon binder,” but hear me out: There are so many free samples and discounts available to new parents, and they’re often just sitting there waiting for you to click “yes.”
Here are a few places that keep it up-to-date:
You don’t have to become a full-on coupon queen. Just grab what helps.
Bonus Tip: Download the Free Resource That Breaks It All Down
I’ve put together everything I just shared (plus the links and tools you’ll actually need) in a free, no-fluff download: “5 Secrets to Saving Money with a New Baby.” Whether you're expecting or already in the newborn trenches, it’ll help you keep more money in your pocket without sacrificing what really matters.
👉 [Download your free guide here.]
Your Baby Needs You, Not Things
Parenting in today’s economy is no joke. But that doesn’t mean you’re powerless.
When you get clear on what matters to your family and make small, smart changes, you can find more peace—and more room in your budget.
If you want help walking through this, or you and your partner need a reset to realign on money, values, or communication, that’s exactly what I do through private coaching. Reach out to me and let’s take the pressure off.